Wednesday, 31 December 2014

क्या आप वास्तव में निवेश को समझ पाये है ?

क्या आपको आश्चर्य नहीं होता की share trading में  असफल लोगो की संख्या इतनी अधिक क्यों है ? मैंने सुना है ९०% या उससे अधिक लोगो ने अपने पैसे गवाए है सीधे share trading में उतर कर. और औसत निवेशकों का क्या ? क्या  ज्यादातर लोग वास्तव में अपने long term financial goal's को हासिल करते हैं? एक़ पल के लिए तूलना करते है औसत Trader या Investor के return और बिग firms जैसे की FII & DII के return के बीच. हम सब शायद इस बात से सहमत होंगे की यह एक असंतुलित समीकरण है. लेकिन, औसत व्यापारी या निवेशक क्या करता है? औसत व्यक्ति "शेयर खरीदता है". और इन बड़े निवेशकिो का प्राथमिक व्यापार क्या है? अगर आप ने कहा "शेयरों की बिक्री" तो आप सही कह रहे है.तो, एक समूह शेयर खरीद रहा है और अन्य बेच रहे है और सभी विक्रेता पैसे बना रहे है.मै आप सभी लोगो को ये सुझाव नहीं दे रहा हु की हम सभी को share खरीदना बंद कर देना चाहिए और विक्रि करना शुरू। मैं, हालांकि, दृढ़ता से आप सभी लोगो को यह सुझाव देना चाहता हु की आप सभी लोग उनकी तरह सोचना और व्यव्हार करना शुरू कर दे जैसे कोई FII या DII (या लगातार लाभदायक व्यापारी) सोचता है या व्यव्हार करता है ये सभी बड़े खुसी और उत्साह के साथ जिंदगी जी रहे है वो भी आप के पैसे से. क्यों ये लाभ समीकरण संतुलन से इतना बाहर है  क्यों अधिकतर जनता अपने पैसे गवा रही है और कुछ सफल व्यापारी इतनी अच्छी तरह से पैसे कम रहे है ? क्या वो कुछ अलग करते है ? या फिर वो कोई secret जानते है जो आप नहीं जानते ? इस सवाल का जवाब जानने के लिए तुम्हे  इस बारे में सोचने की जरूरत है की कैसे एक औसत Trader या Investor उस बात के लिए प्रशिक्षित है की किस वातावरण में किस stock को Buy किया जाये। इसमे आप, मै और वो सभी लोग शामिल है जिन्हे आप बतोर Trader या निवेशक जानते है. चलिए हम अपने आप को कुछ साल पीछे ले चले और तब के बारे में सोचे जब हम हमारी प्राथमिक शिक्षा ले रहे थे या  हाई स्कूल, कॉलेज में थे और अगर आपने किसी प्रकार की कोई Trading Course या कोई किताब पढ़ी है तो उसे भी शामिल कर ले. मुझे याद है  जब मई सिख रहा था तब मुझे सिखाया जाता था की जब भी बात आती है कोई share Buy करने की तब हमे यह सुनिश्चित करना सिखाया जाता था:-

1.  यह एक अच्छी कंपनी है ( It’s a good company )
2.  इस कंपनी का प्रबधन कार्य मजबूत है  ( It has strong management )
3.  इस कंपनी के पास स्वस्थ बैलेंस शीट है ( It has a healthy balance sheet )
4.  इस कंपनी ने  बहुत मजबूत कमाई की है विशेष रूप से प्रतियोगियों की तुलना में. ( It has very strong earnings, especially compared to competitors )
5. यह Share एक uptrend में है ( The stock is in an uptrend )    

जब ये सभी बाते एक शेयर के साथ मौज़ूद होते है तब आपको क्या लगता है की  stock की price कहा होनी चाहिए ? क्या आपको लगता है की ऐसे stock की price कभी काम होगी ? यह कभी भी किसी परिभाषा के द्वारा नहीं किया जा सकता। अगर वे सारे तथ्य अगर मौजूद है तो उस stock की price हमेशा उचे स्तर पर होगी या फिर आमतौर पर ऐसे स्तर पर होगी जहा सामान्य FII या कहे लगातार प्रॉफिट करने वाले बाजार सट्टेबाज अपने स्टॉक को बेच रहे होंगे। बहुत से लोगो को ये अहसास नहीं हो पता की उन्हें बचपन से यही सिखाया जा रहा है की आप इसका उल्टा करे, मेरे कहने का मतलब है की ज़रा सोचिये की आप अपनी जिंदगी में कोई भी चीज़ Buy या Sell कब करते है. हम हमेशा कोशिश करते हैं चीजें खरीदने की जब वे सस्ते होते है और तब बेचते है जब उनकी कीमते अत्यधिक उछले स्तर पर होती है. ऐसा क्यों है की लोग अपनी मेहनत से कमाई हुयी कमाई रकम ऐसे जोखिम भरे बाजार में लगा देते है ये मालुम होते हुए भी की जो उन्हें बचपन से सिखाया गया है वे उसके विपरीत ही करेंगे। इसका मुख्य कारण इस वजह से है कि यह एक बड़े पैमाने का  भ्रम है. लोगो को लगता है की Financial Market में Buy या Sell करना बिलकुल अलग है अपने जीवन के अन्य भागो में Buy या Sell करने से. और सच्चाई यह है की इसमे कोई अंतर नहीं है ! यह एक सबसे महत्वपूर्ण मुद्दा है की लगातार लाभदायक व्यापारी ( या बिग फर्म जैसे की FII और DII ) दुनिया भर में बड़े पैमाने पर निवेश कर जनता को खत्म कर रहे.

कौन  वास्तव में पैसा बनाता है?
चलिए एक नजर डाले।


      Retail Investor & their strategy                        
  • कोई जानकारी की बिना ट्रेड करना          
  • कम पैसे लगाकर ज्यादा पैसे कमाने की कोशिस करना आर्थात gambling करना 
  • अति आत्मविश्वास हजारो बार पैसे गवाने के बाद भी उन्हें लगता है की उन्हें निवेश के बारे में सारि बातें पता है 
  • 100 मीटर के 420 दौड़ की तरह एक 42 km मैराथन मे दौड़ना 
  • जानकारी के गलत स्रोत का होना 
  • जोखिम का स्तर नहीं जानना और जोखिम लेना 
  • अच्छे अनुसंधान ( research ) की कमी       
  • Trading Plan का ना होना 
  • जल्दी आमिर बनाने का फार्मूला इस्तमाल करना जैसे की एडवाइजरी कंपनी से TIPS लेना,किसी और को कमाते देख उस stock में पैसे लगाना।            
     FII & DII & their strategy ( Big players )  
  • ये गिरते हुए शेयर बेचते है और बढ़ते हुए शेयर को हमेशा ख़रीदते है 
  • ये एक रणनीति बनाते है और उसके साथ चिपके रहते है  
  • ट्रेडिंग को एक बिज़नेस की तरह करते है  
  • ये हमेशा trained होते है इनके पास इनके ट्रेडिंग प्लान और ट्रेडिंग जॉर्नल होता है 
  • उम्दा Risk management, Money management & Trade management का होना 
  • Technical और Fundamental दोनों का इस्तमाल करना 
  • Trade Mentor का होना 

उपरोक्त दोनो परिस्थितियों में आपको क्या लगता है कौन लगता लाभदायक ट्रेड करता होगा एक तरफ Retail Trader है और दूसरी तरफ बड़े Investor है मैंने कई लोगो को मार्किट में पैसे गवाते देखा है और कई लोगो को मार्किट से बहुत पैसे कमाते देखा है बस दोनों में कोई अंतर था तो वो सोच का. ऐसा क्यों होता है की Wallmart जैसी कंपनी इतने पैसे कमाती है जितना कई देश पैसे छाप भी नहीं पाते। वे ऐसा कैसे कर पाते है ? उनकी सफलता का राज़ क्या है वे हमेशा सस्ता खरीदते है और महंगा बेचते है और लोगो की लाइन लगी हुयी होती है जब उनकी शॉप्स खुली होई होती है वे हमेशा व्होलसेल में खरीदते है और रिटेल में बेचते है  कितनी महान ट्रेडिंग कंपनी है जो खुद अपने और अपने निवेशको के लिए पैसे बना रही है  मुझे Trading में इस बात का गर्व है की आपको सिर्फ उसी तरह Trade करना है जिस तरह Walmart कर रहा है ये शायद सुनाने में बेतुका लगे की वॉलमार्ट की तरह ट्रेडिंग करना पर यकीन कीजिये Stock Trading की दुनिया में जो लोग पैसे बना रहे है वे सभी इसी बेतुके लगने वाली दिशा को चुन रहे है और वे सभी खुश है! और आप ? 


लगातार लाभदायक व्यापार करने के लिए दो बहुत ही महत्वपूर्ण घटक हैं पहले यह समझिए के आप अपनी जिंदगी में किस तरह से पैसे कमा रहे है  अगर आप व्यपार में है तो कहेंगे की सस्ता खरीदकर और उसे महंगा बेचकर अगर मै सही हु तो.आपको इसी तरह से स्टॉक ट्रेडिंग में भी करना है सस्ता खरीदना है और महंगा बेचना है अब सवाल ये उठता है की  जाने की कौन सा स्टॉक सस्ता है और कौनसा महंगा ? तो मेरे दोस्तों मै आपसे कहना चाहूंगा की इस बात का पता लगाया जा सकता है Technical Charts के जरिये। एक आपने इसमे महारथ हासिल कर ली बस आपका काम हो गया.     




मै यहाँ अपने एक trade को शेयर करने जा रहा हु जो इस chart पर आपको दिखाई जा रही है मैंने हर बार High price level पर Sell किया और Low Price Level पर Buy. क्युकी High price level कुछ लोग Buy कर रहे थे जबकि उन्हें Sell करना चाहिए था और Low Price Level पर Sell कर रहे थे जबकि उन्हें Buy करना चाहिए था. पर वो ऐसा क्यों कर रहे थे जिससे उन्हें नुकसान उठाना पड़ रहा है क्युकी उन्होंने अपनी पर्विति इस तरह बना ली है जब Price हाई होता है तो उन्हें लगता है ये और ऊपर जायेगा और जब Price डाउन होता है तो उन्हें लगता है ये और निचे जायेगा बस यही उनकि Problem है  और ये सिलसिला यु ही चलता रहेगा अनगिनत लोग है इस दुनिया में जो जल्द आमिर बनने की चाहत में इस तरह के गलत फैसले लेते जा रहे है क्या आप भी उनमे से एक है ? अगर हां तो आईये आज ही हम अपने आप से वादा करे और Technical Analysis की तरफ एक कदम बढ़ाये।



For More Details:-

Contact :- Suraj Tiwari

Yahoo ID :- Suraj_Tiwari45@yahoo.co.in


E-Mail :- Viratcommodities@gmail.com


Mobile :-08879641213 / 08097499949 




Tuesday, 30 December 2014

Technical Calls Given 29-12-2014

Lead :- 

After a sharp downfall Lead has went in side ways and made a Asymmetrical Triangle the height of the charts is 4 Rs...Need a Breakout to enter the trade so Buy Lead only above 118.8 for the target of 123.88 and Sell Lead only below 117 for the target of 114-113.


After the call Lead has given the down side breakout and made a low of 115.25 and second day again it started to fall down.




For More Details:-

Contact :- Suraj Tiwari

Yahoo ID :- Suraj_Tiwari45@yahoo.co.in

E-Mail :- Viratcommodities@gmail.com

Mobile :-08879641213 / 08097499949 

Technical Calls Given 29-12-2014

Copper:-

Copper has made a Head & Shoulder pattern in 2 hours chart and given a Breakout today The hieght of the pattern is 14 Rs...One can sell Copper @ 403-405 Stoploss will be 407 Target will be 398-396. 



 Copper Made a low of 399.35 on 29-12-2014
in one day made a profit of 4000 per lot 
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For More Details :-

Contact :- Suraj Tiwari

Yahoo ID :- Suraj_Tiwari45@yahoo.co.in

E-Mail :- Viratcommodities@gmail.com

Mobile :-08879641213 / 08097499949 


Technical call Performance Positional on Copper 12-12-2014

On 12-12-2014 I had given some positional calls to my Commodity clients...Lets see what happen in 18 days.

Copper:-



After a short call given copper has touched the 414.9 and started to fell down Yesterday copper has made a low of 399.35 level almost  15 Rs down..The southward rally has just started one can Hold his counter for the given Target...




Contact :- Suraj Tiwari

Yahoo ID :- Suraj_Tiwari45@yahoo.co.in

E-Mail :- Viratcommodities@gmail.com

Mobile :-08879641213 / 08097499949

Wednesday, 18 December 2013

Worlds biggest and brightest financial institutions on their calls for tonight

  1. TD: Jan taper announcement
  2. Citi: Dec taper 40%
  3. BNP: No Dec taper, Mar is baseline
  4. Barclays: Mar taper, tho NFP increased Dec odds
  5. Goldman: 7.0% unemp Fed suggested would stop QE. Tapering in March
  6. Nomura: Expects first taper to occur at Jan meeting
  7. HFE: Nov NFP adds fuel to the fire for the pro-taper camp
  8. MS: odds more towards a Jan start relative to our March base case
  9. Credit Suisse: increased Dec odds, but look for Jan taper
  10. Pierpont: no Dec taper.
  11. DBank: Dec taper, $10B Tsys
  12. Jefferies: $5B Dec taper. CRT: no boost to odds of a Dec taper
  13. BMO: lifts Dec tapering odds, but still lean toward a January shift
  14. JPM: Dec taper close call, but Fed will hold off till Jan
  15. BOFAML: 15% chance taper Dec, 30% Jan, 35% March, 20% later
  16. RBS: Core view for no taper in December
  17. Soc Gen: Thinks January is more likely
Only two of the seventeen here are looking at a taper tonight, and six go for Jan (albeit while being very flakey over the matter). Three go for March and the others either sit on the fence or have made no calls. So what can we gauge from all that wonderful analytical experience? Sweet Fanny Adams as usual. None of them or us have an effing clue what’s going to happen.
I think whatever happens we’re going to get a knee jerk reaction.
No taper and the dollar gets sold. Anything 100+ pips lower in USD/JPY will have me scaling in longs on the basis I’ve just said.
On a taper the dollar will likely be bought. Is a sell off in the Euro going to last given it’s back to it’s teflon best? We do a lot of moaning about how strong it always is yet very few of us jump on such strength. Again, a decent sell off may give us a good opp to get on board.
I always like to take a step back and gauge the overall picture so that I get a general idea of direction, and so I see that whatever happens the market is pricing in a taper more and more as the months roll on. It’s like a wedge on a chart in that sooner or later we’ll hit the break point. The closer we get to that point the less room and opportunity we’ll get to jump onboard what could be the next big move. Forget the taper, the real question is whether the US is really going to recover well. If it is then QE and the taper will become by-products of what will happen in the markets. It all tells me that the risk reward is from playing the long side for the medium term. If a proper sustained recovery takes hold the market will be looking at rate rises no matter what Ben, Janet or Uncle Sam says. That’s the nature of the beast.
And that’s the beauty of the markets folks. Whatever transpires tonight we will get ample opportunities going forward. It’s going to be fun one way or another. If you’re sitting on your hands then make sure you’ve got a few cold ones in the fridge. If you’re trading over the event, the very best of luck to you.

Monday, 16 September 2013

GOLD what will do next ?????????

Reasons Why You Should Sell Gold

I just read two interesting article on gold. One was in Wall Street Daily, by Louis Basenese. He made a good case for the possibility of gold prices declining significantly in the coming months.

These were his reasons:
  • Since February 2009, assets in the world's largest gold fund -- SPDR Gold Trust (GLD) -- fell by $17.5 billion.
  • So far this year, exchanged-traded funds have sold more than 20% of their total holdings of gold. That's equal to more than 500 tons of the precious metal.
  • The number of hedge funds investing in gold recently dropped to the lowest level since 2010.
  • Banks aren't using their muscle to protect the price of gold. Instead, firms such as Morgan Stanley and Goldman Sachs are lowering their price targets for gold.
  • The Swiss bank lowered its price target for gold from $1,750 to $1,050 per ounce. It's now advising high-net-worth clients to avoid gold, according to reports in the Financial Times.
  • Chinese and Indian investors -- usually strong buyers of gold -- haven't rushed in to buy at current prices.
The bottom line: Right now, far more people are selling gold than buying it.

Reasons Why You Should Buy Gold

The second essay was in Laissez Faire Today. It was by Frank Holmes, who argued that the long-term price of gold is likely to go higher.

He reminded his readers of three facts...
  • You can't print more gold. The Federal Reserve continues to print 85 billion new dollars every month. And research has found that the price of gold moves in near lockstep to each increase in the Fed's balance sheet.
  • Central bankers view gold as a currency. The World Gold Council (WGC) reported that in 2012, central banks purchased 535 tons of gold, when only a few years ago central banks were net sellers of it. Central banks love these corrections, as they can purchase gold at cheaper prices.
  • Indians and Chinese still love gold. The "Love Trade" is the buying of gold out of an enduring love for it. This is the case with China and India. The precious metal has been intertwined with their culture, religion, and economy for millennium. Together, they make up almost half of gold demand.
  • On the other hand, too many people make gold investments out of fear (called the "Fear Trade") that rising debt levels and weakening currencies may result in government fallout.

Who Is Right?

When I read Baseness's essay, I thought, "That makes sense." But when I read Holmes' essay, I had pretty much the same reaction.

Part of the reason these different viewpoints batter me around is because I am not an expert in gold. The other part -- and this is the more important part -- is that I don't believe either of these experts has a crystal ball.

The price of gold may drop a great deal or it may climb back beyond its all-time high. I don't know.
I believe his assessment because this has been my experience and because logic tells me there are simply too many variables at play when you are talking about asset prices. By "too many," I mean millions.

This brings me to the conclusion that I cannot and will not ever be able to know with any certainty the future price of gold. But that conclusion doesn't mean I won't buy gold. It means that I will treat my gold purchases as insurance, not as an investment.

Said another way, I don't consider gold a way to make money. I consider it a way to protect myself from my ignorance

Friday, 6 September 2013

How Ben Bernanke Is Manipulating Your Income

 

It's no secret that Ben Bernanke, the chairman of the Federal Reserve, has been manipulating markets for the last several years. More specifically, the Fed has been actively influencing prices of income-producing assets, with the stated purpose of "stimulating the economy."
The effectiveness of the Fed's actions has been debatable at best. The US's economic recovery has been slow and feeble. And if you look behind the headlines, you'll find that the term "recovery" is probably too generous to use.
The one area in which the Fed HAS been effective is in keeping interest rates extremely low. As I'll explain in a moment, the Fed has actively manipulated interest rates, which in turn affects the prices of a broad assortment of asset classes and investment opportunities.
If you are one of the millions of investors who count on regular income from your savings or investment portfolios, you have the Fed to thank for the difficulty you currently have in generating reliable dividends or interest payments. But today, we're on the cusp of a dramatic shift in policy...
This shift will have a material effect on your ability to produce income from your retirement account, from the savings you have carefully set aside, or from your traditional investment account. Investors who understand the dynamics behind this shift will be well positioned to capitalize on tremendous income opportunities.
On the other hand, those who are caught unaware could see their account balance stagnate – or worse yet, take a significant haircut.
Let me explain how the Fed's manipulation strategy works...
Forcing Investors to Take Risks
It may sound counterintuitive, but Ben Bernanke and the Federal Reserve want you to take on more investment risk...
Hi, I'm  Suraj Tiwari My job in running this Blogg is to help investors like you invest in the very best income-producing opportunities available. There are a number of great companies that have stable businesses and that pay healthy dividends every quarter (and, in some cases, every month).
As a general rule, income investing is a relatively low-risk way to generate necessary cash flow from your investment portfolio, while protecting the underlying balance of your account. But over the past few years, Bernanke & Co. have made the business of income investing a bit more challenging.
Sure, there are DEFINITELY great income opportunities (and we are holding a number of strong dividend-paying stocks in our account right now). But today's income investor needs to use a little more finesse and discretion due to the Bernanke manipulation strategy.
You see, the Fed doesn't particularly like income investors... The Fed would rather you put your money in more speculative stocks – because it believes that if investors allocate their capital to companies that are more speculative, it will help the economy grow faster.
I'll save my outrage for another day... Let me just say that the Fed doesn't have a RIGHT to tell you or me where to invest our capital. And if growth opportunities are enticing enough to deserve capital from investors, growth stock investors will recognize the opportunity and naturally allocate their investment dollars to the right place!
Back to the Fed... At this point in time, the Fed is buying $85 billion worth of Treasury bonds and mortgage-backed securities per month. This bond purchase program has manipulated interest rates, causing them to sit at historic lows for several years now.
Income investors (including institutional investors such as pension plans, endowments, insurance company portfolios, etc.) have found it impossible to generate needed income because rates have been so low. So instead of buying bonds, many of these investors are moving capital "out on the risk curve" to dividend stocks. This is the only way that they can generate enough income to meet their obligations!
As more investment capital "reaches for yield" (or buys increasingly risky stocks in order to get dividend payments), dividend stocks have moved higher. With prices high, dividend investors have been forced to take more risk yet have received less income for every dollar invested. This is how the Fed is manipulating markets and forcing income investors to opt for more speculative stocks to invest in.
To be sure, the last few years have been very difficult for income investors. But all that is changing as we speak...
A Dramatic Shift in Policy
Last month, the environment for dividend stocks took a dramatic turn.
This shift happened when Ben Bernanke issued comments about the Fed's plans to "moderate" the bond purchase program over the next few months. At this point, it appears that the Fed will begin tapering the $85 billion monthly purchase program this fall, with the ultimate goal of shutting the program down entirely next year.
Ben's comments caught investors off guard. Up until this point, the Fed had been adamant that it would do "whatever it takes" to prop up the economy and keep interest rates low.
As traders anticipate the new shift in policy, interest rates are already beginning to rise. After all, if the Fed has now decided NOT to support the bond market with $85 billion per month, there is a strong likelihood that bond prices will fall and corresponding interest rates will rise. Already, we are seeing the highest mortgage rates since July 2011!
As interest rates rise, the effect is quickly spreading to dividend stocks. Remember, institutional investors who would normally be invested in bonds have moved out on the risk curve to buy dividend stocks. Now that rates are higher (and bonds are producing more income), these investors are starting to move capital back out of dividend-paying stocks.
The bottom line is that Bernanke's manipulation made for a difficult environment for dividend investors for several years. Now his comments are throwing the market into chaos as investors try to figure out what the Fed will do over the next few quarters.
For the time being, the Fed's action adds a lot of uncertainty for income investors. But ultimately, the Fed's exit from its bond-buying program will be a tremendous opportunity for us as dividend and income investors...
You see, with the Fed no longer propping up bond prices, interest rates will be allowed to float toward more natural levels. This will cause the equilibrium between bond investors and dividend stock investors to level out to a more appropriate level.
Over the next few months, I anticipate being able to buy some tremendous dividend stocks – at very attractive prices. In fact, right now, I'm doing my research on a new batch of dividend-paying companies that are experiencing strong growth and should be even more attractive as the Fed tapers its bond purchase program.